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我媽跟她的朋友有在”跟會”,每到一定的時間,就會繳一定數量的錢給別人,而有時會標到錢.像這樣來來去去, 爲什麼可以賺錢?還是說有什麼利益?我實在不懂,請各位大大不吝解答!!2 Answers mouse1 month ago跟會賺錢,賺的是得標者的標金,就像賺銀行利息錢一樣。標會分二種,內標與外標內標,活會者繳交會款金額是約定金額扣除當期得標金額。死會者繳交會款是照原約定金額。外標,活會者繳交會款金額是原約定金額,死會者繳交會款是原約定金額加上本身得標金額。 實例(內標)會首1人,會員19人,每會1萬元。會首有負責開標及收取會款給得標者之義務。第一個月,會首向每人收取1萬,計得19萬元。會首不須支付利息,往後只要每月給1萬元。第二個月,會員甲標金2000元得標,則其會款為(10000-2000)x18+10000(會首)=154000元。往後甲為死會每月須支付1萬元。第三個月,會員乙標金1800元得標,則其會款為(10000-1800)x17+10000×2=159400元。以此類推……倒數第二個月,由會員辛標金1000得標,則其會款為(10000-1000)x1+10000×18=189000元。最後一個月活會者,會款為10000×19=190000元,所以每個會員依其標金之多寡及得標之前後,而損失或獲利,愈後標的人賺的利息愈多,在本案中,最後標的人假設只繳了8000×18+10000=154000元,最後卻可拿到190000元,利息總共有36000元。你說最後標到的人是不是賺愈多利息,不過愈後標當然風險愈高,如果倒會,甚至1毛錢也拿不回來。 0 ?1 month agoQ:[20點]爲什麼”跟會”會賺錢?原理何在?我媽跟她的朋友有在”跟會”,每到一定的時間,就會繳一定數量的錢給別人,而有時會標到錢.像這樣來來去去,爲什麼可以賺錢?還是說有什麼利益?我實在不懂,請各位大大不吝解答!!Ans:跟會是民間一種金錢私下資金融通管道!因為金錢取得快速方便需用錢的人願意付出比跟銀行借款較高的利息取得所需款項!你說的:每到一定的時間,就會繳一定數量的錢給別人,那是外標願意付出利息最高者得標得標者下期起把利息外加期金交付給會首會首再收集前部應收款項交給下期得標者因為利息比銀行定存高來去之間就以賺到利息差額之錢!利益分析:對會首而言免費取得一筆無息資金!對需錢恐急的人快速取得資金!對銀行利息不滿意的人可以拿到比較高的利息!不過這種經濟行為倒會風險很大!如果是想累積退休老本就不太適合!因為你不能預知的倒會風險太高了!會首????????其他會員???????以上回答可以完全解決你的問題!就這樣ㄝ0
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Everybody has different aswers. And btw i know what it is..Update:hahahahahh. yea its not 0.hahahahahh. yea its not 0.34 Answers TitoBob9 days agoIf you follow…